| Pair high gas prices and a serious recession, and what | | | | that can be used when needed, maybe you can get |
| do you get? People looking for ways to cut back on | | | | away with replacing a car with a bike. |
| gasoline. Some have taken to riding a bicycle, | | | | Second, motorcycles are not ideal for riding in bad |
| carpooling or taking the bus where they want to go. | | | | weather. You may be willing to tough it out in the |
| Others are switching to vehicles that use less gas. | | | | rain, wind or even snow, but it's not a good idea. It's |
| Many of us would love to get a hybrid, or better | | | | not as safe as a car, and adverse weather conditions |
| yet, an all electric car like Nissan's new Leaf. But new | | | | make things that much worse. Not worried? Your |
| cars are expensive. It will take a long time to save | | | | insurance company is, and that can affect your |
| enough gas to make it worth the expense. And all of | | | | insurance premiums. Since the whole point is to save |
| these hybrids and Smart Cars are new. They haven't | | | | money, you need to think about the overall costs of |
| been around long enough for a used car market to | | | | owning and operating a motorcycle. That definitely |
| exist. So what has been around a while that uses a | | | | includes insurance. |
| lot less gas? | | | | Before you buy a bike, contact your auto insurance |
| Motorcycles are great for saving gas, but they only | | | | company. The price of insurance can vary greatly |
| work in certain situations. First, a motorcycle can only | | | | depending on what kind of bike you ride. If you have |
| transport 1 or 2 people. If you're like me, your car | | | | a brand new top of the line speedster, insurance |
| only carries one person most of the time anyway. | | | | costs are going to be steep. Statistically, these bikes |
| But it's a limitation. If there is ever a time when you | | | | get into more accidents and have more claims. So |
| want to transport more people, you need to own | | | | think about getting something more practical than |
| something other than a motorcycle. If you keep your | | | | flashy. And if you're willing to buy something used, |
| car and add a motorcycle, you'll save gas when you | | | | you might choose to drop the comprehensive and |
| ride the motorcycle. If you have a car in the family | | | | collision coverage, saving you money. |